Truck accidents are one of the most devastating types of accidents. When you are involved in a truck accident in Colorado, knowing what to do is essential.

This guide will walk you through the list of do’s and don’ts that every Colorado truck accident victim must know. It is also important to know that the best truck accident lawyers in Colorado can assist you in getting a better understanding of your rights and the road ahead.

Immediate Do’s After an Accident

1. Seek Medical Attention

Even if you feel fine or your injuries seem minor, getting checked by a medical professional is a good idea. Some injuries only show symptoms a few days after the accident.

What feels like a slight headache can become a concussion, or soreness may develop into something worse. Your health should be the most important factor; medical records can significantly affect legal claims.

2. Call Law Enforcement

Regardless of how the accident may seem, you should always inform the authorities. A police report is a very significant part of documenting the event. It provides a balanced account of the circumstances of the accident. When the time comes, this will be crucial in handling the insurance companies or in court, if necessary.

3. Document the Scene

If physically able, take photos and videos of the accident scene. Consider documenting the position of the vehicles, any damage to both the truck and your car, and visible injuries. Get the contact information of all witnesses; their statements might be helpful later on in corroborating your side of the story.

4. Work with the Authorities

When the police arrive, give them the necessary details and stick to the facts. Only say what you know, and don’t guess or assume anything. Also, avoid saying, “I didn’t see them coming,” as someone may take that as an admission of guilt.

Immediate Don’ts After an Accident

1. Don’t Leave the Scene

Leaving the scene of a trucking accident in Colorado can have grave legal consequences. Even if it is just a fender bender, remain at the scene until the authorities arrive.

2. Don’t Admit Fault

Apologetic statements, like “I’m sorry” or “I didn’t see the truck,” can be straightforward but are better left unsaid, as such words may be used against you. Just state the facts and let the investigation determine fault.

3. Don’t Forget to Gather Evidence

It is understandable to be in shock immediately after an accident, but failure to document the evidence may weaken your claim. When one does not document the scene, they may not have documented evidence of some important detail that may be helpful in proving his case in the future.

Post Accident Do’s

1. Notify the Insurance Company

You should notify your insurance company and report the incident as soon as possible. Failure to do so on time could lead to complications with your claim. Provide all relevant information, but do not speculate or offer statements regarding fault.

2. Consult a Truck Accident Lawyer

Truck accidents may involve several parties, like truck drivers, trucking companies, insurers, and manufacturers. Seek the advice of an experienced truck accident lawyer who can explain the options available to you and who will protect your rights.

3. Keep Record of Medical Bills and Expenses

From doctor visits to physical therapy, medical costs can add up quickly. Keep a detailed account of all the medical expenses, vehicle repairs, and any other financial effects the accident has had on your life. This will help you calculate a fair claim for compensation.

4. Follow Medical Advice

Follow any treatment or therapy as instructed by your doctor. This is important for your health because insurance companies can argue that your injuries aren’t as serious as you claim if you don’t follow medical advice.

Post Accident Don’ts

1. Do Not Give Statements to the Insurance Company

The insurer of the trucking company might call you for your statement. Without consulting your lawyer, you should not communicate with them. An insurance adjuster may distort what you say and diminish your claim or increase blame on you.

2. Do Not Sign Any Documents in the Absence of a Lawyer

You might immediately be offered a settlement from the insurance company of the trucking company. But wait to sign anything until you have a lawyer review it. Initial offers are often considerably less than what you may be entitled to.

3. Do Not Delay in Filing a Claim

Under Colorado law, there is a statute of limitations to file a trucking accident claim. Be sure that you are proactive and see a lawyer right away so all deadlines are met.

Legal Dos and Don’ts

1. Do Understand Colorado’s Comparative Negligence Law

Colorado has a modified comparative negligence rule, wherein your compensation might be reduced in case you have partial fault for the accident. Being aware of this law is good for you, as it will allow you to make informed decisions regarding your case.

2. Do Consider Filing a Lawsuit If Negotiations Fail

If the insurance company does not want to give you a reasonable settlement, the next logical step may be to file a lawsuit. Be prepared for this possibility if it happens. You and your lawyer should work closely together to decide the best course of action.

John Mali Director of Media Relations

Director of Media Relations at AboutBoulder.com

john@aboutboulder.com