Boulder, Colorado, continues to attract residents in 2025 with its stunning natural beauty, vibrant cultural scene, and access to top-tier outdoor recreation. But how expensive is it to live in this scenic mountain city? Whether you’re considering relocating for work, school, or lifestyle, understanding the cost of living in Boulder is crucial to budgeting effectively.

From housing to groceries, this article breaks down the average monthly expenses you can expect in Boulder in 2025, so you can make an informed decision.

1. Housing Costs in Boulder

Housing remains the most significant expense for Boulder residents. As of 2025, the average monthly rent for a one-bedroom apartment in the city center is approximately $2,100. If you’re willing to live slightly outside the downtown area, prices drop to around $1,700 per month.

For those looking to buy property, the median home price in Boulder has reached around $940,000 in 2025, driven by limited inventory and ongoing demand from tech workers, students, and remote professionals.

Utilities for a standard 85 m² apartment typically cost around $180–$220 per month, covering electricity, heating, cooling, water, and garbage services.

2. Transportation Costs

Public transportation in Boulder is decent, with RTD buses servicing most parts of the city. A monthly public transit pass costs about $120. However, many residents rely on cars for daily commutes and travel to nearby cities like Denver.

If you’re driving, gas prices in 2025 hover around $3.85 per gallon, and annual maintenance and registration add to the bill.

Car insurance is another major expense. According to Lemonade, the average cost of car insurance in Colorado is approximately $241 per month. This figure can vary depending on your driving history, vehicle type, and coverage level, but it’s a reliable average to factor into your monthly transportation budget.

3. Groceries and Dining Out

Grocery prices in Boulder are generally higher than the national average, due in part to its location and focus on organic, locally sourced food.

Monthly groceries for one person typically cost $450–$600, depending on dietary preferences and shopping habits.

A meal at a mid-range restaurant for two people runs about $80–$100, while a quick lunch or fast-casual meal averages $15–$20 per person.

Farmers’ markets are a staple in Boulder, offering fresh produce and local goods—but expect to pay premium prices.

4. Healthcare Costs

Boulder is home to high-quality healthcare facilities, including Boulder Community Health and several specialized clinics. In 2025:

• Individual health insurance premiums (unsubsidized) average about $470 per month.
• Routine doctor visits can range from $120 to $200 if you’re paying out-of-pocket.
• Many employers offer health insurance as part of the benefits package, which can significantly reduce your monthly outlay.

5. Childcare and Education

For families with young children, childcare is another substantial cost. Daycare or preschool for one child can cost $1,500–$1,900 per month. Private school tuition ranges widely but averages $15,000–$25,000 per year.

The public school system in Boulder is highly rated, which may help families reduce education-related costs.

6. Entertainment and Fitness

Boulder offers a wealth of outdoor activities that are mostly free or low-cost, like hiking, biking, and rock climbing. However, for indoor entertainment:

• A gym membership costs around $80–$100 per month.
• A movie ticket is approximately $15.
• Yoga and fitness classes average $20–$25 per session.

Additionally, Boulder hosts numerous festivals, art events, and concerts that may require paid entry, contributing to monthly leisure expenses.

Total Estimated Monthly Cost (Single Adult in 2025)

Here’s a breakdown of average monthly expenses for a single adult:

Expense : Estimated Monthly Cost

Housing (1BR apartment) : $2,100

Utilities : $200

Transportation (incl. insurance) : $360+

Groceries : $500

Health Insurance : $470

Dining/Entertainment : $300

Miscellaneous : $200

Total : $4,130+

Of course, your lifestyle, housing choice, and transportation preferences will greatly influence your actual cost of living.

Final Thoughts

Living in Boulder, Colorado, in 2025 comes with a premium price tag—but many residents say it’s worth it for the quality of life, scenic surroundings, and vibrant community. From the cost of groceries to car insurance, it’s important to consider all expenses when planning a move.

And while certain costs like rent and insurance are on the higher end, the access to nature, health-conscious lifestyle, and overall safety make Boulder a top choice for many in the Centennial State.

John Mali Director of Media Relations

Director of Media Relations at AboutBoulder.com

[email protected]