How to deal with the stress of paying for you own school. 

The thought of future debt is a stress that builds on students like an unstoppable load of bricks. Some days are easier to accept this thought, while other days render the heavy burden and fear of debt. Although this fear is rightful and understandable, it is also a necessary fear that is unchangeable for most students who must take out student loans in order to pay for their own college.

Paying for school by yourself is an accomplishment all on its own. Some days, I know that I want to throw my arms in the air and ask, “why me?” Why am I stuck in a financial pit while other students seem not to be? The truth is though, other are. And the even bigger truth is, it doesn’t even matter who else is in the same, or in a different financial position than you. Acceptance is the first step in releasing the stress from your mind and body. Loans, loans and more loans weigh down the idea of freedom because they will stick with you for most of life. However, they are a necessary evil. Ask yourself if your education, degree, and future employment is worth it. It should come as an easy yes. Learn to budget the loans that are granted to you. Loans, “free” money in the bank, can act as a trigger for frivolous spending; It can also act as a trigger for responsible spending and as a glimpse into the importance financial responsibility. Once loan money is given as a refund save it for emergencies such as summer classes. The money is valuable. Your time is valuable, and time is money. Your degree will be valuable, too. Be proud of yourself and don’t let the stress win.

If you’re struggling to secure a loan due to poor credit, it can feel like options are limited. However, there are still paths you can explore. For those in the UK, Bad credit offers tailored advice and solutions designed to help individuals with less-than-perfect credit scores find suitable financial products. Whether you’re looking for a personal loan, credit card, or mortgage, they provide the guidance needed to make informed decisions and improve your financial standing.

Tucker Zimmerman graduates from the University of Colorado, Boulder Leeds School of Business in 2014, photographed by Cortney Ratashak

Cortney Ratashak